Your Rights.... Your Privacy.... Your
Credit Union's Commitment
Steel Valley Federal
Credit Union Privacy Notice
Steel Valley Federal Credit Union, your member
owned financial institution, is committed to providing you financial
products and services to meet your needs and reach your financial
goals. We are equally committed to protecting our members' privacy.
You can be confident that your financial privacy is a priority of
this credit union. We are required by law to give you this privacy
notice to explain how we collect, use and safeguard your personal
financial information. If you have any questions, please contact a
member service rep at (216) 741-9949
Information We Collect and Disclose About You
We collect nonpublic personal
information about you from the following sources:
Information
we receive from you on applications and other forms;
Information
about your transactions with us or others;
Information
we receive from a consumer reporting agency;
Information
obtained when verifying the information you provide on an application or
other forms. This may be obtained from your current or past
employers, or from other institutions where you conduct financial
transactions.
We may disclose all the information we collect, as described
previously, to companies that perform marketing service on our behalf or
to other financial institutions with whom we have joint marketing
agreements. To protect our members' privacy, we only work with
companies that agree to maintain strong confidentiality protections.
We do not permit these companies to sell the members information we
provide to other third parties.
In order to conduct the business of the credit union, we may also
disclose nonpublic personal information about you under other
circumstances as permitted or required by law. This disclosures
typically include information to process transactions on your behalf,
conduct the operations of our credit union, and follow you instructions
as you authorize, or protect the security of our financial records.
If you terminate your membership with Steel Valley Federal Credit
Union, we will not share information we have collected about you, except
as permitted or required by law.
How
We Protect Your Information
We restrict access to non public personal information about you
to those employees who have a specific business
purpose in utilizing your data. Our
employees are trained in the importance of
maintaining confidentiality and member privacy.
We maintain physical, electronic and procedural
safeguards that comply with federal regulations
and leading industry practices to safeguard your
nonpublic personal information.
What You Can Do to Help Protect
Your Privacy
Steel Valley Federal Credit Union is committed to
protecting the privacy of it's members. Members can help by following these
simple guidelines:
Protect
your account numbers, card numbers, PIN's (personal identification
numbers) and passwords. Never keep your PIN with your debit or credit
card which can provide free access to your accounts if your card is lost
or stolen. Use
caution when disclosing your account numbers, social security numbers,
etc. to other persons. If some one calls you, explains the call in on
behalf of the credit union and asks for your account number, you should
beware. Official credit union staff will have access to your information
and will not need to ask for it.
Keep
your information with us current. It is important that we have current
information on how to reach you. If we detect potentially fraudulent or
unauthorized activity or use of an account, we will attempt to contact
you immediately. If your address or phone number changes, please let us
know. If you have questions concerning this notice, please do not
hesitate to call us - we are here to serve you.
