Loans
- 1st Mortgages
- Home Equity Loans
- New Vehicle Loans
- Used Vehicle Loans
- Signature Loans
- Personal Lines of Credit
- Overdraft Lines of Credit
- VISA Credit Card
- The credit union does NOT make loan decisions based on a members credit score. You are a MEMBER not a number.
- The loan decision is based upon the probability that the loan/VISA will be re-paid.
- Your credit score will determine your interest rate.
- Loans that are NOT approved by a Loan Officer are automatically appealed to managements Loan Advisory Committee for further consideration.
- The Member may appeal the decision of the Loan Advisory Committee to the Board of Director’s Loan Committee. This committee will make a recommendation to the Board of Directors.
- The Board of Directors will then make a final decision.
- The credit union issues its own VISA Credit Card. The card is fixed rate and is consumer friendly.
All Types of Loans
- New Vehicle Loans
- Used Vehicle Loans
- Personal Lines of Credit
- Signature Loans
- Overdraft Lines of Credit
- Pay Day Loans
- Christmas Loans
- Vacation Loans
Automobile Dealer Affiliations
- Enterprise Automobile Sales
- Serpentini Chevrolet
- Ganley East
- Kia of Bedford
- Ganley Nissan
- Ganley Honda
- Motorcars Honda
- Motorcars Toyota
- Sims Buick
- Mark Thomas Ford
- Ganley Chevrolet
- Metro Toyota
- Falls Car Collection
- Ganley Chrysler
- Bedford Nissan
- Ganley, Inc.
- Morrias Pontiac/GMC
Features and Benefits
- Free Valuations for Automobile Purchases
- Automobile Financing up to 72 Months
- Free Loan Counseling
- No Pre-Payment Penalty on early Pay-Offs
