Certificate and IRA rates
| Term |
Amount |
APY* |
| 3 months |
$500 minimum |
0.15% |
| 6 months |
$500 minimum |
0.20% |
| 12 months |
$500 minimum |
0.25% |
| 18 months |
$500 minimum |
0.30% |
| 24 months |
$500 minimum |
0.55% |
| 36 months |
$500 minimum |
0.70% |
| 48 months |
$500 minimum |
0.80% |
| 60 months |
$500 minimum |
0.90% |
*APY = Annual Percentage Yield. All rates are subject to change.
Share, club, and money market rates
| Account |
Amount |
APY* |
| Share accounts |
$250.00 + |
0.05% |
| Club accounts |
$250.00 + |
0.05% |
| Money market |
$2,500 - $9,999 |
0.075% |
|
$10,000 - $19,999 |
0.10% |
|
$20,000 - $49,999 |
0.15% |
|
$50,000 + |
0.20% |
| IRA money market |
$1.00 - $2,499 |
0.05% |
|
$2,500 - $9,999 |
0.075% |
|
$10,000 - $19,999 |
0.10% |
|
$20,000 - $49,999 |
0.15% |
|
$50,000 + |
0.20% |
*APY = Annual Percentage Yield. All rates are subject to change.
Auto loan rates
PROMOTIONAL RATES UNTIL 5/31/2025
| Credit score |
New APR* |
Used APR* |
| 730 + |
3.99% |
4.99% |
| 680 - 729 |
4.99% |
5.99% |
| 660 - 679 |
6.99% |
7.99% |
| 640 - 659 |
9.99% |
10.99% |
| 600 - 639 |
10.99% |
11.99% |
| Vehicle year |
Term |
| 2021 - 2024 |
72, 60, 48 months |
| 2016 - 2020 |
72, 60, 48 months |
| 2015 and older |
48 or 60 months |
| 2021 - 2024 |
84 months 5,000 miles or less |
| Credit score |
New APR* |
Used APR* |
| 730 + |
5.39% |
6.39% |
| 680 - 729 |
6.39% |
7.39% |
| 660 - 679 |
7.99% |
8.99% |
| 640 - 659 |
9.99% |
10.99% |
| 600 - 639 |
11.99% |
12.99% |
| Vehicle year |
Term |
| 2021 - 2024 |
72, 60, 48 months |
| 2016 - 2020 |
72, 60, 48 months |
| 2015 and older |
48 or 60 months |
| 2021 - 2024 |
84 months 5,000 miles or less |
*APR = Annual Percentage Rate. All rates are subject to change.
New and used motorcycle rates
| Credit score |
New APR* |
Used APR* |
| 730 + |
7.99% |
8.59% |
| 680 - 729 |
8.59% |
8.99% |
| 660 - 679 |
8.99% |
9.99% |
| 640 - 659 |
10.99% |
11.99% |
| 600-639 |
12.99% |
13.99% |
| Vehicle year |
Term |
| 2022 - newer |
60 months |
| 2017 - 2021 |
48 months |
| 2016 and older |
48 months |
*APR = Annual Percentage Rate. All rates are subject to change.
Visa and Personal Loan rates
| Visa |
Credit Score |
Visa card |
| A+ |
730 + |
10.00% |
| A |
680 - 729 + |
11.00% |
| B |
660 - 679 + |
13.00% |
| C |
640 - 659 + |
18.00% |
| D |
600 - 639 + |
18.00% |
| Signature and personal |
Credit Score |
24 months |
36 months |
48 months |
| A+ |
730 + |
10.00% |
11.00% |
12.00% |
| A |
680 - 729 + |
11.00% |
12.00% |
13.00% |
| B |
679 - 660 + |
12.00% |
13.00% |
14.00% |
| C |
640 - 659 + |
15.00% |
16.00% |
17.00% |
| D |
600 - 639 + |
18.00% |
18.00% |
18.00% |
*APR = Annual percentage rate. All rates are subject to change.